Budgeting in Preparation to Purchase New Tech Gadgets

If your budget doesn’t allow for that new tech purchase you’ve been waiting for, there are ways to switch up your budgeting to make room. Paying for larger purchases like tech gadgets with cash is typically the best option.

Using credit, such as a personal or mortgage loan may allow you the wiggle room you need to budget and purchase your item now. If you choose to use cash, it’s time to learn how to switch up your budget to make room for it.

Determine Your Money Goal

The first step in budgeting for a new tech gadget is to establish how much money you need to buy it. Make sure you shop around a bit to find the best possible deal. Remember to consider any additional fees such as accessories you may want to buy with it in your total goal. It’s always a good rule of thumb to save more than you need right now, just in case it increases in price down the road.

Set a Time Frame

Once you’ve established your money goal, it’s now time to set a time frame goal as well. You will want to figure out how long you want to save up to be able to afford your new gadget. The longer you give yourself to save, the less amount of money you will have to put aside each time. Make sure not to overextend yourself.

Create a Separate Saving Account

The best way to save up for a larger purchase is to get an account just for the purpose of saving for it. If you put the money in the same account, you will be more tempted to spend it for something short term than to save it up.  Also having a separate account total will let you know how much you’ve saved so far and how far off you are from your goal.

Add the Savings into the Budget

When you are saving for your purchase, treat it the way you do for your monthly expenses. You can do this by adding it into your budget. When you do your monthly bills, be sure to include your savings into this total as well. This allows you to treat this savings as a bill, which makes it less tempting to want to spend it.


Budgeting for a larger purchase like a new tech gadget doesn’t have to be difficult. With the right amount of motivation and dedication to the end result, you will find that saving for this new purchase can be fun and exciting.

Getting a loan or new mortgage is another option that allows you to stay on track with your monthly bills and still get your new tech gadget. Getting it early is a great option for those that need to purchase a new tech gadget for work or school purposes. To find out how to sign up for a mortgage or loan to help, you can get more information and review all your options.

How to Convert Videos For Different Devices

How many devices do you own and use to watch videos? In most cases that number is fairly large, encompassing your TV and DVD player, computer, tablet, and perhaps even smartphone. While it can be convenient to watch videos on different devices at different times, the one problem that you’re going to run into is the fact that not all video formats are going to be compatible on all of your devices.

To make sure your videos are compatible on the devices that you intend to use them on – you need to be able to convert them. For that, you’ll require the use of a video converter such as Movavi Video Converter.

video convert

Simple and Straightforward Video Conversion

The main advantage of using Movavi Video Converter to convert your videos for different devices is the fact that it will make it an easy task. Everything about the software is designed to simplify the process of converting videos and so all you need to do is add the video that you want to convert, pick a format, and click a single button.

Under normal circumstances, you’d first have to try to find out which formats are compatible with your devices – but Movavi Video Converter can help on that front as well. It comes fully equipped with hundreds of presets that are designed for different devices and platforms so you can just choose one and let it handle the details automatically.

In short, you will not only be able to ensure that your videos are compatible on various devices – but also optimize them as well. If you’d like to conserve space, you shrink the file size of your videos further by compressing them to a specific size or adjusting the video settings such as the resolution, frame rate and bit rate.

Additional Features to Tweak Videos

While its primary focus is centered on converting videos, Movavi Video Converter also includes numerous other features that will let you tweak and improve your videos. In fact its features even extend beyond that, and will let you:

  • Convert image and audio files between various formats.
  • Trim out any unwanted footage from your videos and merge clips together in any order necessary.
  • Improve the video quality manually or automatically with a single click.
  • Crop or rotate the video frame and orientation.
  • Place text within the video to create subtitles or captions, and customize its appearance.
  • Create animated GIFs out of short video clips.
  • Grab screenshots directly from individual video frames.
  • Extract any part of the audio track from your videos.

At first you may be at a loss when confronted with so many options, but as you start to use them you’ll soon see they are just as easy to use as it was to convert videos. Effectively Movavi Video Converter can help as an excellent utility software to convert and edit media files as necessary – while also bringing other interesting options to the table that may prove handy at some point or other.